Picking a Medicare plan can be challenging. We’re here to help you make an informed decision. Here is how we approach it. 

First, we help you identify what your plan needs are and then look at your available options. If you are looking for medical coverage, we make sure your primary providers are covered, meaning less disruption for you. With prescription drug coverage, we focus on plans that cover your medications and allow you to fill them at the pharmacy of your choice. 

Then, we talk dollars and cents: we’ll look at how much you’ll pay each month, what your deductibles are, and what you might still need to pay out of your pocket.

Don’t sweat it – if you’re feeling a bit lost, we’ve got handy online tools and Medicare experts to guide you. Think of this whole process like putting together a puzzle. We’ll take our time to make sure the final picture matches exactly what you need for your health and your wallet. We’ll make it easy.

When you are turning 65, looking forward to retirement or otherwise becoming eligible for Part B, starting Medicare can be a bit daunting. Here are some things to keep in mind. 

Your Health and Plan Choices: When assessing your healthcare coverage, there are multiple paths you could take. This can make things appear overwhelming. However, it truly means there is the ability for us to find one that is tailored to your specific healthcare needs.

Cost of Medicare: Medicare is not free healthcare. There are monthly premiums, annual deductibles and cost share responsibilities as you utilize services. Keeping track of the numbers so you understand what your actual costs are is where we shine. Before we enroll you in a plan, we’ll explain all of the associated cost to you. 

Time Constraints: Once you become eligible for Medicare, a countdown timer starts. If you don’t sign up for the different parts of Medicare during the correct time periods you could be assigned a penalty and or be forced to wait to get coverage. We can help you navigate those waters. Even before you are ready to pick a plan, we can provide advice on where to start your Medicare journey and what pitfalls you need to avoid. 

In short, this transition can be a bit complicated, so it’s a good idea to talk to someone who knows the ins and outs of Medicare. Contact our team, and they’ll gladly help answer your questions.